[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.spojnice.cz\/co-je-to-revolvingovy-uver\/#Article","mainEntityOfPage":"https:\/\/www.spojnice.cz\/co-je-to-revolvingovy-uver\/","headline":"Co je to revolvingov\u00fd \u00fav\u011br","name":"Co je to revolvingov\u00fd \u00fav\u011br","description":"Je charakteristick\u00fd t\u00edm, \u017ee po splacen\u00ed dlu\u017en\u00e9 \u010d\u00e1stky lze op\u011btovn\u011b \u00fav\u011br \u010derpat automaticky, pouze je nutno p\u0159edem nastavit platn\u00fd \u00fav\u011brov\u00fd r\u00e1mec. N\u00e1sledn\u011b pokra\u010duje forma tohoto finan\u010dn\u00edho produktu jako v p\u0159edchoz\u00ed dob\u011b. Revolvingov\u00e9 \u00fav\u011bry v\u011bt\u0161inou vyu\u017e\u00edv\u00e1 podnikatelsk\u00e1 obec Tohoto zp\u016fsobu \u00fav\u011brov\u00e1n\u00ed zpravidla vyu\u017e\u00edvaj\u00ed podnikatelsk\u00e9 subjekty pro p\u0159eklenut\u00ed do\u010dasn\u00e9 doby mezi fakturac\u00ed a okam\u017eikem splatnosti pohled\u00e1vky. Men\u0161\u00ed […]","datePublished":"2018-06-12","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.spojnice.cz\/author\/#Person","name":"spojnice.cz\n","url":"https:\/\/www.spojnice.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/87132efef9f5972c3e770e1fb0907fb3dcc1311f82da5f30bffbae0bd81cf8c0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/87132efef9f5972c3e770e1fb0907fb3dcc1311f82da5f30bffbae0bd81cf8c0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"spojnice.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.spojnice.cz\/wp-content\/uploads\/img_a318774_w1755_t1529647929.jpg","url":"https:\/\/www.spojnice.cz\/wp-content\/uploads\/img_a318774_w1755_t1529647929.jpg","height":0,"width":0},"url":"https:\/\/www.spojnice.cz\/co-je-to-revolvingovy-uver\/","about":["Ekonomika"],"wordCount":416,"articleBody":"             Je charakteristick\u00fd t\u00edm, \u017ee po splacen\u00ed dlu\u017en\u00e9 \u010d\u00e1stky lze op\u011btovn\u011b \u00fav\u011br \u010derpat automaticky, pouze je nutno p\u0159edem nastavit platn\u00fd \u00fav\u011brov\u00fd r\u00e1mec. N\u00e1sledn\u011b pokra\u010duje forma tohoto finan\u010dn\u00edho produktu jako v p\u0159edchoz\u00ed dob\u011b. Revolvingov\u00e9 \u00fav\u011bry v\u011bt\u0161inou vyu\u017e\u00edv\u00e1 podnikatelsk\u00e1 obec Tohoto zp\u016fsobu \u00fav\u011brov\u00e1n\u00ed zpravidla vyu\u017e\u00edvaj\u00ed podnikatelsk\u00e9 subjekty pro p\u0159eklenut\u00ed do\u010dasn\u00e9 doby mezi fakturac\u00ed a okam\u017eikem splatnosti pohled\u00e1vky. Men\u0161\u00ed firmy mohou revolving https:\/\/www.fahd.cz\/revolvingovy-uver\/ vyu\u017e\u00edt pro n\u00e1kup zbo\u017e\u00ed a dopln\u011bn\u00ed z\u00e1sob nap\u0159. v e-shopech, co\u017e tak\u00e9 b\u00fdv\u00e1 v za\u010d\u00e1tc\u00edch podnik\u00e1n\u00ed jedin\u00fd vhodn\u00fd zp\u016fsob. Uhrazen\u00edm pohled\u00e1vek ze strany odb\u011bratel\u016f z\u00edsk\u00e1 podnikatel pot\u0159ebn\u00fd finan\u010dn\u00ed obnos a z n\u011bho pak provede spl\u00e1tku \u00fav\u011bru. N\u011bkdy se t\u00edmto zp\u016fsobem \u0159e\u0161\u00ed i b\u011b\u017en\u00e9 n\u00e1kupy zbo\u017e\u00ed pro dom\u00e1cnost.  V\u017edy z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00edm v\u011b\u0159iteli, jeho\u017e podm\u00ednky \u00fav\u011brov\u00e1n\u00ed mohou b\u00fdt shodn\u00e9 s t\u011bmi ostatn\u00edmi finan\u010dn\u00edmi subjekty, ale mohou b\u00fdt i specifick\u00e9 a odli\u0161n\u00e9. N\u011bkte\u0159\u00ed dokonce umo\u017e\u0148uj\u00ed uhradit cel\u00fd \u00fav\u011br p\u0159ed\u010dasn\u011b bez sankc\u00ed. Sou\u010d\u00e1st\u00ed tohoto produktu zpravidla b\u00fdv\u00e1 i kreditn\u00ed karta. Nev\u00fdhody K nev\u00fdhod\u00e1m pat\u0159\u00ed pom\u011brn\u011b vysok\u00e1 \u00farokov\u00e1 sazba v p\u0159\u00edpad\u011b nedodr\u017een\u00ed spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e a prodlen\u00ed se spl\u00e1tkou. N\u011bkdo pova\u017euje za nev\u00fdhodu vysok\u00e9 minim\u00e1ln\u00ed spl\u00e1tky ve srovn\u00e1n\u00ed s jin\u00fdmi typy \u00fav\u011br\u016f a pom\u011brn\u011b \u00fazk\u00fd \u00fav\u011brov\u00fd r\u00e1mec. K revolvingov\u00e9mu \u00fav\u011bru je zapot\u0159eb\u00ed zpravidla souhrn podklad\u016f, kter\u00fdmi klient potvrzuje svou bonitu (schopnost dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm). Jsou to p\u0159edev\u0161\u00edm: Doklady toto\u017enosti u v\u0161ech osob, kter\u00e9 maj\u00ed opr\u00e1vn\u011bn\u00ed jednat jm\u00e9nem firmy. V\u00fdpis z b\u011b\u017en\u00e9ho bankovn\u00edho \u00fa\u010dtu, a to za obdob\u00ed posledn\u00edch t\u0159\u00ed m\u011bs\u00edc\u016f. Da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed za posledn\u00ed zda\u0148ovac\u00ed obdob\u00ed (jestli\u017ee je k dispozici). Platn\u00e9 \u017eivnostensk\u00e9 opr\u00e1vn\u011bn\u00ed, p\u0159\u00edpadn\u011b v\u00fdpis z obchodn\u00edho rejst\u0159\u00edku. \u00darokov\u00e1 sazba je u tohoto typu \u00fav\u011bru bu\u010f pohybliv\u00e1, nebo pevn\u00e1, p\u0159i\u010dem\u017e se pru\u017en\u00e9 sazby upravuj\u00ed na z\u00e1klad\u011b sazebn\u00edku mezibankovn\u00edho trhu. V\u011bt\u0161inou v\u0161ak jde o dvouprocentn\u00ed m\u011bs\u00ed\u010dn\u00ed \u00faro\u010den\u00ed, tedy \u201eper month\u201c.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Co je to revolvingov\u00fd \u00fav\u011br","item":"https:\/\/www.spojnice.cz\/co-je-to-revolvingovy-uver\/#breadcrumbitem"}]}]